Forum terms of service

One person, one account. Duplicate or shared accounts, and accounts used to inflate reputation or agreement, will be removed.

You post under an anonymous username. You are responsible for everything posted from your account and for keeping your sign-in details secure.

Anyone can read the forum without an account. Posting, replying, marking Helpful, following and reporting require an account.

The forum is a discussion space between members of the public. Nothing posted here is financial, investment, tax, accounting or legal advice, and no member is acting as your adviser.

Squirrelll.ing does not verify, endorse or guarantee any claim, figure, return, strategy, product or service mentioned by members. Do your own research and speak to a qualified professional before making financial decisions. You act at your own risk.

You agree not to:

• run or promote scams, pyramid, ponzi, "guaranteed return" or recovery schemes;
• ask other members for money, donations, loans, gifts or investment;
• post spam, referral links, unsolicited advertising or repetitive promotion;
• impersonate anyone, including Squirrelll.ing staff or moderators;
• post another person's private information, or reveal or try to reveal identities;
• post your own identifying details, bank, card or account credentials;
• harass, threaten, bully or abuse anyone, or post hateful or discriminatory content;
• manipulate votes, reputation, tags or discussions;
• post illegal content or use the forum for any unlawful purpose;
• scrape, automate or overload the forum.

The full list lives in the community rules, which form part of these terms.

Discussion should relate to money and finance in the broadest sense — saving, budgeting, debt, income, investing, micro-finance and everyday money decisions. Discussing Squirrelll.ing itself is welcome but never required, and criticism is allowed.

You keep ownership of what you post. By posting, you grant Squirrelll.ing a non-exclusive, worldwide, royalty-free licence to host, display, distribute and archive your content as part of the forum, including in search results and public archives.

Only post content you have the right to share. Do not copy other people's work without attribution or permission.

Content is screened automatically and may be reviewed by human moderators. By posting you consent to that screening and review.

We may hide, edit, remove, lock or refuse any content, and warn, suspend or permanently remove any account, at our discretion and without prior notice, where we believe these terms or the community rules have been broken. Moderator decisions are final, though you may appeal once by emailing support@squirrelll.ing.

The forum is provided "as is" and "as available". We may change, suspend or discontinue any part of it, and we may update these terms. Continued use after an update means you accept the new terms.

To the fullest extent permitted by law, Squirrelll.ing is not liable for any loss or damage — including financial loss — arising from content posted by members, from reliance on anything in the forum, from interactions between members, or from any interruption to the forum.

Questions, reports or appeals: support@squirrelll.ing. See also the forum privacy policy.