Free Tool

    Round-Up Savings Calculator

    See how spare change adds up. Round up every purchase to the nearest dollar and watch your savings grow.

    Your spending

    Most cards average around $0.40–$0.55 per swipe.

    Your projection

    You'd save per month

    $128

    Per year

    $1,533

    In 5 years, with 4% APY

    $8,470

    $7,665 saved + $805 in compound growth

    How round-up saving works

    Every time you buy something, the purchase is rounded-sm up to the nearest dollar and the spare change goes into your savings. A $3.40 coffee becomes $4.00 — and that extra $0.60 quietly stacks up. Over years, compound interest does the rest.