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    Money Habits

    Tiny routines that reshape your money life.

    8 items across the knowledge base.

    In Research

    Mental Accounting Matters (Thaler, 1999)

    Richard Thaler shows that people treat money differently depending on which mental "account" it sits in — a windfall, a paycheck, …

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    Why Small Daily Habits Work

    Across habit research, the strongest predictor of a behaviour surviving is not motivation or size — it is repetition at low cost. …

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