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    Financial Education

    Foundational literacy for lifelong money decisions.

    7 items across the knowledge base.

    In Concepts

    Zero-Based Budgeting

    Zero-based budgeting assigns every unit of take-home income to expenses, saving or debt payments, leaving zero unallocated—not zer…

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    50/30/20 Budget Rule

    The 50/30/20 budget rule divides take-home income into 50% needs, 30% wants and 20% saving or extra debt repayment—a flexible guid…

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    Microfinance

    Financial services — savings, credit, insurance, and payments — delivered in very small amounts to people traditionally excluded f…

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    Compound Interest

    Interest earned on both the original principal and on the interest that has already accumulated.…

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